Category · 2 of 5
House
Buying or renting — what it really takes to put a roof over your head.
In this category
Pick a question. Get a straight answer.
01
How much do I need to buy a house?
Down payment, closing costs, monthly payment, and the income lenders expect — your first home or a midlife downsizing move.
20% down is a target, not a rule Run it
02
What will my monthly mortgage payment be?
Principal & interest, property tax, insurance, HOA, and PMI when you put under 20% down — the true monthly number before you sign.
PMI kicks in under 20% down Run it
03
What does my amortization schedule look like?
See every payment over the life of the loan — how much goes to principal vs. interest, when you cross over, and how extra payments shrink both the term and the total interest.
Interest is front-loaded Run it
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