Single Mom Weekly Budget Spreadsheet

About this spreadsheet

Most budget templates assume you’re paid once a month and have a second income to fall back on. This one is built for single moms paid every week. Type each paycheck, child support payment and purchase in one place, and it works out what’s safe to spend this week. It also shows which paycheck covers each bill and keeps a record of every child support payment, so you can stop living paycheck to paycheck and start getting ahead.

What it does

• Safe to spend this week: see exactly what’s left after bills and savings, every payday.
• Budget by paycheck: know which weekly paycheck covers rent, daycare and the rest, and spot the extra-paycheck months ahead of time.
• Child support tracker: every payment checked against its due date and marked paid, partial, late or missed, with a running total of what’s owed. Shared costs with your co-parent are tracked too.
• One place to type: log everything in the Money Log and every other tab updates itself.
• Sinking funds: save a little each week for Christmas, birthdays, back-to-school and car repairs. It works out how much to set aside per paycheck.
• Get Ahead fund: build a cushion until you’re one week ahead, then one month, then three.
• Debt snowball: see which debt to pay first and the date you’ll be debt-free.
• Kids’ costs: track spending for each child and see what’s coming up.
• Year at a glance: money in and money out for every month, with clear charts.

Works with

Microsoft Excel and Google Sheets, on a computer, tablet or phone (using the free Excel or Google Sheets app). No macros, nothing to install. Instant download.

Who it’s for

• Single moms paid weekly
• Anyone budgeting paycheck to paycheck who wants to get ahead
• Parents who receive child support and want a clear record of every payment